So, this is an FYI for everyone, The Equifax credit freeze is not actually a secure credit freeze. I prompted, "Don't you need my pin?" And they said "No I don't need it, I've already processed the request." I told the rep I wanted to unfreeze my credit temporarily and they asked me for my social security number and did it. I declined and called a direct customer service line and talked to someone. Experian had an online interface that was easy to use and they asked me for my pin and temporarily lifted my credit freeze.Įquifax had an online interface that didn't ask for my pin but then said that I couldn't do it online or by phone and I needed to mail them my social security number and my pin together in one package. TransUnion had a good online interface that was quick and easy to use, asked me for my pin and lifted my credit freeze. I keep my credit frozen at all three major reporting agencies, and yesterday went to add a temporary lift to my account so that I could do home loan stuff. Here, please treat others with respect, stay on-topic, and avoid self-promotion.Īlways do your own research before acting on any information or advice that you read on Reddit.Įquifax has let us down again by not asking for my PIN to unfreeze my credit. Get your financial house in order, learn how to better manage your money, and invest for your future.
0 Comments
Leave a Reply. |
Details
AuthorWrite something about yourself. No need to be fancy, just an overview. ArchivesCategories |